Shop Pay FAQs

How it works

Buy now, pay later.
We’ve made checkout even easier by introducing Shop Pay as a new payment method, giving you more choice and convenience when you pay.

Here’s how it works:
Step 1: Add your favourite products to your cart and select Shop Pay at checkout.

Step 2: Log in or sign up with your email or mobile number. You’ll be prompted to choose how you want to pay — pay in full today or split your purchase into interest-free instalments.

Step 3: Review your order and confirm your payment. Shop Pay securely processes your purchase, and you’ll receive an order confirmation right away. If you chose instalments, you’ll also receive reminders for each upcoming payment, and you can manage your payments in the Shop Pay app.

Payment information

Pay in Full Today or Spread Payments with Instalments
Shop Pay lets you choose how you want to pay at checkout — pay in full today or spread the cost over time with Shop Pay Instalments. Eligible customers can pay in 3, 6, or 12 monthly instalments, depending on order value and eligibility.

Pay Now
  • Complete your purchase in full at checkout with no added cost.
  • Simple, secure, and fast — all your payment and shipping details are saved for future purchases.

Shop Pay Instalments
  • Spread the cost of your order into 3, 6, or 12 monthly payments (interest‑free on eligible orders, subject to terms).
  • The first payment is usually due at checkout, with remaining payments automatically charged according to your plan.
  • No hidden fees when payments are made on time.
  • Manage your payments and view upcoming instalments directly in the Shop Pay app.

Important Information:
  • Eligibility for instalments depends on your order value, shopping history, and Shop Pay profile.
  • Not making a payment on time may affect your ability to use Shop Pay Instalments in the future.
  • Debt collection is used only as a last resort.
  • 18+, UK residents only. Subject to status. Terms & conditions apply.

About Shop Pay

Pay online or in the app
Shop Pay lets you securely check out faster and gives you options to pay now or over time. You can review your orders, manage payments, and track purchases either in the Shop app or when you check out online with Shop Pay.

Manage your Shop Pay account:
  • Download the Shop app to view orders and payment plans: https://www.shop.app
  • Log in online using the Shop Pay option at checkout or through your account saved details.

Safe and secure
Shop Pay uses encrypted, PCI‑compliant technology to protect your payment information. Your card details are tokenised and securely stored so that merchants do not see your full card number, helping prevent unauthorised access.

About Shop Pay and Shopify
Shop Pay is Shopify’s accelerated checkout solution that powers fast, secure payments across millions of online stores. It helps you save your payment and shipping details for quicker checkout and offers flexible payment plans where eligible.

Shop Pay Instalments is powered by financing partners and subject to eligibility, terms, and status checks at checkout. Options, down payments, APR, and fees may vary based on your order and plan chosen.

Frequently asked questions
Visit Shop’s Help Centre to learn more about how Shop Pay and Shop Pay Instalments work, including payment options and eligibility.
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